I have seen a few articles in the past that talk about items that are worth the splurge, things it’s better to spend a little more on that save money or just keep you happier in the long run. Dave Ramsey’s website has a list of seven items they think are worth the splurge. After reading it I decided to make my own.
I thought this was interesting, because I agree wholeheartedly on some of these and disagree on others. It made me realize that what is worth splurging on is a personal matter. What one person can’t stand to go without, another person can be totally fine without.
I stopped buying trash bags three years ago, and have never looked back. I like recycling my grocery bags to use for garbage bags and although they fill up quickly my garbage can is right by the door so it isn’t a big deal. I can see that in the future this toleration might change, but for now it works. I buy bed sheets on clearance from Target, or at Costco, TJ Maxx, Ross, etc. and prefer jersey to any other material so thread count is not an issue. I never pay more than $20 for a set! Silverware being on this list is kind of confusing to me… maybe one of you can explain why this would be worth the splurge? I have hand me downs from my parents and they are not gorgeous but they do what they are supposed to so I’m good, and have never thought about buying new. I bet you could find great silverware at yard sales too.
I do see the need for a great office chair, running shoes, toilet paper and especially food! I am quite the food snob and my husband teases me because once I told him my favorite hobby was eating out. It’s kinda true though. Good food is a must and healthy groceries are worth the splurge in my opinion.
I decided to make my own list of 7 things I consider to be worth splurging a little on and some that actually have saved me a lot of money in the long run:
Food – Fresh & healthy groceries (like 100% whole-wheat bread) and eating out for fun. Both equally worth it to me.
Jeans – Quality jeans are a must for me! Splurging to me means paying $40-$70 on a good pair.
Shoes – Quality shoes or boots that are comfortable are also worth it if you know you’ll wear them every day. The sparkly flats in a trendy color? I like to keep them cheap!
Good Water Bottle/Cup/Thermos - I know this might sound weird, but buying one of these lid + straw to-go cups and a good BPA free water bottle have saved me hundreds of dollars just in the past year. I am way less likely to buy a bottled water or soda if I have my cup with me and can just fill it up at the drinking fountain and sip on it all day.
iPhone - This one’s not for everyone, but I tried the non-smartphone basic phone plan to save money for two years, and every month I was being charged data and extra things anyway, without getting any of the goods. I finally decided to buy the best phone and the fancy data plan and it is SO handy for everything I use it for, plus I don’t have to cry on the phone with Sprint every month. Double bonus.
Frugal Fun & Getaways – I am never okay with fun being completely taken out of the budget. I am a firm believer that you should budget for date nights out, get creative, find fun things to do for free, and take a vacation or weekend getaway every once in a while. Yes, you can do these in thrifty ways and these are good for your mental well-being and your relationships!
Appliances – Kitchen appliances, vacuums, washer and dryer, etc. I actually have the low-end of almost everything right now, mostly because they are all hand-me-downs and honestly they do the job just fine, but if I am going to spend money on new ones I want them to last forever!
Of course, I would never go into debt or use a credit card to buy any of this stuff. This is all worth the splurge if you have the cash. What things do you think are worth splurging a little on??