In a medium sized bowl, whisk together flour, baking powder, and salt.
Whisk together bananas, vegetable oil, unsweetened applesauce, sugar, egg, and coconut extract in a large bowl until well combined. Mix in flour mixture until just moistened
Divide batter among lined muffin cups and sprinkle with shredded coconut. Bake at 350 degrees for 18-20 minutes, or until a toothpick inserted in the center comes out clean.